Uber's services have revolutionized modern travel. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. However, with convenience comes risks. Collisions can occur, and passengers could end up injured.

We will cover typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.

Typical Injuries in Uber Accidents

Passengers in an Uber may suffer many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Whiplash: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.

Fractures: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per can you sue for injury in car accident person for injuries and $25,000 for property damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.